5 Common Problems That Are Resolved By a Truck Accident Attorney

Filing a car insurance claim should not be an exercise in frustration. However, far too many auto insurance companies exploit the problems faced by claimants when seeking compensation. After you get involved in a car crash, you should follow a series of steps that help you receive the compensation you deserve.

First, you should call 911 followed by moving your automobile into a safe zone. Then, gathering physical evidence and speaking with witnesses provides you with the information you need to file a successful car insurance claim. If you sustained serious enough injuries, a trip to the nearest healthcare facility leads to the diagnosis and treatment of your injuries. The most important step to take after a car accident involves contacting an experienced auto collision lawyer. Getting legal support helps you resolve five common problems that are associated with an auto collision.

Gathering Evidence

Getting involved in a car accident can overwhelm you, especially if you have to deal with one or more injuries. The rapid flow of thoughts might make you forget to look for physical evidence and/or speak to witnesses that confirm what transpired before, during, and after the car accident. An experienced car accident attorney from Schiff & Associates immediately accesses the official police report to review physical evidence, as well as obtain the names and contact information of witnesses.

Gathering evidence helps your lawyer determine the cause of the crash, which can help resolve the next problem on our list.

Proving Negligence

To win a civil lawsuit that seeks monetary damages, your car accident attorney must show the judge hearing your case the presence of the four elements of negligence. First, your lawyer must demonstrate the other party owed you a duty of care to protect you against harm. Second, your attorney must submit persuasive evidence that establishes a violation of the duty of care doctrine. Third, the crash must have caused you to sustain injuries. Finally, you must have generated financial losses to become eligible for compensation.

Calculating a Fair Value for Compensation

Calculating a fair value for compensation seems like a straightforward process. All it appears that you have to do is add up the bills associated with your case. However, many auto accidents trigger mental and emotional issues such as acute anxiety that makes it difficult to assign a price tag. Hiring one of the proven car accident lawyers from Schiff & Associates ensures you receive compensation for non-monetary damages, such as the value of compensation for living with the symptoms of Post-Traumatic Stress Disorder (PTSD).

Negotiating a Settlement

An insurance adjuster and/or the lawyer representing the other party might want to negotiate a settlement to avoid the costly and lengthy litigation process. Negotiating a settlement requires the legal expertise of an experienced car accident attorney. You resolve the negotiation problem by receiving legal support that ensures you receive what you deserve in compensation. Your lawyer submits an initial offer, which the other party either accepts or rejects. If the other party rejects your initial offer, you might receive a counteroffer or a formal letter that requests you to move on to the next step in the process.

Filing a Civil Lawsuit

Without the legal support provided by an experienced car accident attorney from Schiff & Associates, you cannot expect to resolve the issues that arise by filing a civil lawsuit that seeks monetary damages. A car accident attorney interacts with the judge and the other party’s legal representative, as well as files your civil lawsuit before the expiration of the statute of limitations. Each state sets the deadline for filing a personal injury lawsuit, with most states establishing the statute of limitations between two and four years.

5 Examples of Commercial Truck Accidents Being More Complex Than Car Accidents

If you have experienced the aftermath of a car accident, you understand that a legal case can get complex quickly. From a lack of physical evidence to confusing insurance jargon, you can get bogged down in a car accident case for months on end. Although car accident cases often turn into complicated legal messes, they do not compare in complexity to the complex issues that arise from a commercial truck accident case.

Why Are Commercial Truck Accidents More Complex Than Car Accidents?

Accidents involving commercial trucks represent some of the most devastating accidents that occur on American roads and highways. Victims of a commercial truck accident frequently develop severe, even life-threatening injuries as a result of colliding with a massively sized commercial truck. In addition, truck accident insurance claims typically introduce many more complex factors than the insurance claims filed for other types of motor vehicle accidents.

Damages and Injuries

The sheer size and weight of a commercial truck cause more property damages and serious injuries than any other type of auto accident. Determining the extent of property damage and serious injuries requires a much more thorough investigation that introduces complex legal and insurance issues.

The more serious the injuries and the higher the value of property damages, the more complex the commercial truck accident case.

Liability

Liability boils down to ownership, which varies among the drivers of commercial trucks. Although most truck drivers are considered owners/operators of their vehicles, a substantial percentage of commercial truck drivers operate big rigs that are owned by a company. Legal and insurance issues concerning liability become even more complex if a truck driver operates an 18-wheeler to haul loads for another party.

Since ownership is often difficult to ascertain, a truck accident case can create issues that make it difficult to determine the liable party. Liability also is problematic because the type of cargo can make a truck driver not liable for causing a collision.

Laws and Regulations

Truck drivers must follow more laws and regulations than the average driver. For example, truck drivers cannot operate a big rig for more than a certain number of hours a day. A truck driver who exceeds the maximum number of operating hours and then causes a commercial truck accident might be guilty of operating a commercial truck while fatigued.

Due to a large number of laws and regulations, discovering fault in a commercial truck accident case generates several complex legal and insurance issues.

State Laws

Although the United States Department of Transportation issues the regulations for operating a commercial truck, each of the 50 states has implemented laws that vary in the types and strength of regulations. The actions taken by a commercial truck driver in one state might produce different legal and insurance ramifications for the same actions taken in another state.

Truck Data

Many truck drivers carry a black box that records a wide variety of data, such as the different speeds traveled throughout the day. The data recovered from a truck’s black box helps investigators determine the cause of a commercial truck crash. However, any discrepancies between the data recovered from a black box and the physical evidence gathered at the scene can turn a relatively easy commercial truck accident case into a difficult case to resolve.

Top 5 Questions to Ask Your Truck Accident Attorney

If you sustained one or more injuries as the result of a truck accident, you should act with a sense of urgency by contacting an experienced truck accident lawyer to schedule a meeting to discuss your case. Most truck accident attorneys offer a free case evaluation for potential clients to discuss their cases. During the first meeting with a truck accident attorney, the lawyer reviews your case to determine what type of action to take, which can include filing a civil lawsuit that seeks monetary damages.​

The attorney reads the official police report of your case, examines the physical evidence collected by the responding law enforcement agency, and interviews witnesses that describe what transpired before, during, and after the truck collision. You learn about how to file a persuasive insurance claim, as well as discuss the steps required to take legal action to recover the financial losses generated by the truck accident. Toward the end of the first meeting with a truck accident attorney, you get the opportunity to ask questions to help you decide whether the lawyer sitting across from you is the right one to handle your case.

What Type of Questions Should I Ask the Truck Accident Attorney?

The questions that you ask a truck accident lawyer can determine the direction you take for your case. You should ask questions that pertain to the attorney’s legal background, as well as clarify how the lawyer approaches handling truck accident cases that result in a victim sustaining one or more injuries. You also should ask questions that explain the legal process, as well as educate you on what you need to do to boosting the strength of your case.

Here are the top five questions to ask a truck accident attorney:

Do You Specialize in Handling Truck Accident Cases?

Personal injury lawyers typically specialize in one, maybe two areas of personal injury law. You want to determine whether the attorney sitting across from you specializes in handling truck accident cases. Truck accident laws vary from other types of personal injury cases such as medical malpractice and premises liability. Although case and truck accident cases share many similarities, there are enough legal differences to require a truck accident attorney to handle your case.

Do You Work on a Contingency Fee Basis?

Hiring a truck accident attorney can cost a considerable amount of money, especially if a lawyer charges clients for legal services by the hour. You want to hire an attorney who operates on a contingency fee basis, which means the lawyer gets paid when you receive compensation from an insurance company and/or a personal injury lawsuit that seeks monetary damages. Truck accident attorneys who charge on a contingency fee basis receive a percentage of a client’s compensation.

Will You Work on My Case from Start to Finish?

The truck accident attorney that you meet for an initial consultation might not be the same attorney who helps you file an insurance claim and/or a personal injury lawsuit. You want to avoid hiring a truck accident lawyer who meets with you for an initial consultation, only to delegate legal responsibilities to a paralegal or a less experienced litigator.

Do You Negotiate Settlements?

Your goal as a victim of a truck accident is to receive compensation in the least amount of time. You can accomplish this goal if your truck accident attorney is willing to negotiate a settlement with the insurance company processing your claim, as well as the defendant in a civil case.

How Much Time Do I Have to File a Personal Injury Lawsuit?

Each state has established a deadline to file a personal injury lawsuit. Although most states have set the statute of limitations to take legal action between two and four years, other states have set the deadline for filing a personal injury lawsuit as long as six years or as short as one year. Regardless of the statute of limitations established by the state where you live, you should act with a sense of urgency to recover your financial losses.