Is It True That I Should Contact a Car Accident Attorney From the Accident Scene?

Getting involved in a car accident unleashes a flurry of thoughts that can lead to the making of one or more poor decisions. The key after a car accident is to take a couple of deep breaths, and then calmly secure the accident scene by moving your vehicle to a safe place to avoid additional damage. You want to make sure you and the passengers of your vehicle have not sustained any serious injuries, as well as check on the drivers and passengers of the other motor vehicles involved in the collision. One question might pop into your mind that requires a quick, accurate answer.

Is it true that I should contact a car accident attorney from the accident scene?

The short answer is contacting a car accident lawyer from the accident scene is a good idea, but it is not a requirement to help you build a persuasive insurance claim and civil lawsuit that seeks monetary damages. A car accident attorney is going to need certain information to handle your case, such as a copy of the police report and all of your auto insurance information. You hand over this type of confirmation to a car accident lawyer during a free case evaluation, which means you can wait until you get home after an auto crash to contact a car accident attorney.

However, if you have a car accident lawyer on retainer, then contacting the attorney is a good idea from the accident scene just to let the lawyer know that you plan to file an insurance claim and that you might have gathered enough physical evidence to file a successful civil lawsuit. You also can contact a car accident lawyer from the accident scene if you have one listed on your phone’s contact list.

Let’s quickly review what you should do after a motor vehicle crash.

Call 911

Even if you sustained minor injuries and your car appears to be in good shape, calling 911 is important in two ways. First, a law enforcement agency responds to the 911 call to take control of the accident scene by ensuring the safety of everyone and organizing the flow of traffic. Second, the responding law enforcement personnel conduct a detailed investigation that leads to the submission of a report that your car accident attorney refers to while working on your case.

Receive Medical Care

When you receive medical care depends on the severity of your injuries. If you sustained one or more serious injuries like a bone fracture, you should go immediately to the nearest emergency room for medical care. On the other hand, less serious injuries such as minor bleeding can be treated at the scene of the vehicle collision. The importance of seeking medical care cannot be overstated. It is the key for you to get an insurance claim improved and you must justify any compensation awarded during a civil trial.

Collect Physical Evidence

Although the official police report contains referrals to physical evidence such as traffic camera footage, you give your car accident lawyer a head start by collecting and submitting physical evidence. Using your phone, take photographs of the accident scene that includes tire marks and road conditions. You also should shoot photos of your vehicle to help your car accident attorney assess the extent of any damage.

Contact a Car Accident Attorney

Once again, you can complete this step at the accident scene or wait until you get home. Before you meet with a car accident lawyer, organize the appropriate paperwork into smaller files to help your attorney manage the case. You can contact your insurance company before or after speaking with a car accident lawyer. However, do not file an auto insurance claim until after you receive legal support from an experienced car accident attorney.

6 Things to Look for in a Personal Injury Lawyer

A personal injury lawyer who specializes in car accident cases provides several types of legal support. First, an attorney helps you file an insurance claim by interacting with the adjuster processing your case. Second, your personal injury lawyer conducts an extensive investigation that involves collecting physical evidence and interviewing witnesses. Personal injury lawyers also negotiate settlements and calculate fair values for compensation. Finally, if your car accident attorney can prove another party committed one or more acts of negligence, you receive legal support during the entire litigation process.

The question is not whether you should hire a personal injury lawyer. Instead, the question is what criteria should you look for when hiring a car accident attorney?

Let’s review the six things to look for in a personal injury lawyer.

Experience

Experience is much more than accumulating years of service as a personal injury lawyer. Although years of service give you an idea about an attorney’s skill level, you should be more focused on the results a lawyer got during the years of service. What percentage of cases has a personal injury lawyer helped a client receive just compensation, whether it was in the form of an approved insurance claim or a favorable decision issued during a civil trial?

Handles Your Case From Start to Finish

Do not take for granted that the personal injury lawyer who meets with you during a free consultation will provide legal support throughout the entire litigation and insurance claim process. Some attorneys meet with clients for a free consultation, only to delegate the responsibilities for the remainder of a case to paralegals and less experienced personal injury lawyers. Make sure the attorney that you hire provides support during every phase of the legal process.

Works on a Contingency Fee Basis

 A contingency fee payment is a type of compensation in which an attorney receives a percentage of the money approved for an insurance claim, as well as a percentage of the money awarded during a civil trial. Personal injury lawyers who operate on a contingency fee basis as opposed to receiving an hourly fee are much more motivated to get their clients just compensation. Contingency fees for personal injury cases range from 25 percent up to 40 percent.

Open to Negotiations

Negotiating a settlement during a civil trial saves you both time and money. Your personal injury lawyer submits an initial offer that the other party accepts or rejects. If the other party rejects the initial offer, several rounds of counter offers can follow until both sides agree to a settlement or decide to move to the next step of the litigation process. Unfortunately, some attorneys refuse to negotiate settlements. You want your personal injury lawyer to be open to negotiations.

Responsive Communicator

You already have enough stress in your life to deal with an attorney who is a poor communicator. A responsive personal injury lawyer promptly returns text, phone, and email messages. You should be able to determine the responsiveness of an attorney before you decide to hire one. Your personal injury lawyer also should be effective at explaining complex legal topics, as well as spot on when it comes to notifying you about important upcoming events.

Online Reviews

Attorneys typically post client testimonials on their websites. Although client testimonials give you insight into a lawyer’s reputation, you also should read the reviews left by clients on sites such as Yelp and Google to determine the skill level of every personal injury lawyer on your shortlist. Look for common positive attributes mentioned by numerous clients. We also recommend that you check out every attorney’s Better Business Bureau (BBB) page.

Who Is Liable If I Was Injured At A Neighbor's House?

You sustained one or more injuries at a neighbor’s house. Whether you slipped and fell or tumbled down a few stairs, the injuries that you sustained have caused you to rack up a substantial medical bill. In addition, you expect to pay for future medical services such as the use of an assistive device and/or undergoing comprehensive physical therapy sessions. Even if you do not incur additional medical costs, you are still on the financial hook. This prompts one important question: Who is liable if you were injured at a neighbor’s house?

The short answer is your neighbor is the most likely party held responsible for you sustaining one or more injuries. Your case probably falls under a type of law practice called premises liability. However, other circumstances can place a legal burden on another party. To determine the answer to the question, “Who is liable if I was injured at a neighbor’s house,” you should contact an experienced and state-licensed personal injury lawyer.

What is Premises Liability?

Premises liability represents a type of personal injury law that follows many of the same principles followed for other personal injury cases such as car accidents and medical malpractice. This type of personal injury law involved demonstrating that a property owner failed to prevent an accident that caused a visitor to sustain one or more injuries. To win a premises liability lawsuit, your personal injury lawyer must prove the existence of four legal elements.

First, your personal injury lawyer must show the plaintiff had a duty of care to protect you against harm. Second, you must prove your neighbor violated the duty of care doctrine by committing one or more acts of negligence. Third, the incident must have directly caused you to sustain one or more injuries. Finally, your injuries must have generated financial losses in the form of medical bills.

How Does My Personal Injury Lawyer Build a Persuasive Case?

Several factors play a role in helping your personal injury lawyer build a strong premises liability case. Physical evidence is the heart of a strong premises liability case. Your attorney submits photographs of the accident scene, which can be taken by you, as well as any witnesses who saw the accident. If your neighbor installed a security camera system, you might be able to extract video sequences that prove your neighbor committed one or more acts of negligence. Witness accounts of the accident bolster the strength of the physical evidence gathered by your personal injury lawyer.

To receive just compensation for your injuries, you must submit copies of all medical bills. This includes the results of diagnostic tests, as well as copies of treatment and rehabilitation bills. Copies of your financial records verify the amount of money you have paid to different healthcare facilities. Notarized statements by doctors and surgeons demonstrate what you can expect to spend for future medical care. Your employer also can help by showing that you lost wages due to the seriousness of your injuries.

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Hiring a personal injury lawyer who specializes in handling premises liability cases is crucial if you expect to receive just compensation for your injuries. Your attorney conducts a detailed investigation and then calculates a reasonable value for compensation that you use when filing an insurance claim and a civil lawsuit that seeks monetary damages. Instead of dealing with an insurance adjuster, your personal injury lawyer handles the claim during every step of the review process. Your attorney can negotiate a settlement with the insurance adjuster, as well as the attorney representing the other party. One of the most important responsibilities of your personal injury lawyer is to file a civil lawsuit before the expiration of the statute of limitations.

6 Steps You Should Take Immediately After an Accident

The average American driver can expect to get involved in some form of car accident one time every six years. Although many car accidents turn out to be minor fender benders, some vehicle collisions result in substantial property damage and significant injuries to one or more drivers and passengers. The best mindset for how to react after a car accident is to already know what to do. For a serious auto crash, leaning on the legal expertise of a car accident attorney makes the difference between receiving just compensation and walking away empty-handed.

Here are the six steps you should take immediately after a car accident.

Think Safety

You can expect a flurry of thoughts to rush through your brain right after a motor vehicle collision. Slow the thoughts down by thinking about safety first. You should find a safe place to move your car if it is capable of moving to another location nearby. Pulling over on a shoulder is a good choice, but if you can find a parking spot on a lot nearby, you enhance your safety by staying away from traffic. Once you get to a safe place, check on all the other drivers and passengers.

Call 911

Calling 911 immediately after a vehicle collision accomplishes two important things. First, a 911 call activates the emergency response system, which includes medical personnel that can treat victims who sustained serious injuries such as fractures and lacerations. Second, the responding law enforcement agency clears the scene of vehicles to prevent another accident from occurring. Law enforcement personnel also conduct a thorough investigation of the accident scene.

Receive Medical Care

Receiving a diagnosis and getting treated for any injuries is critical for you to file a successful insurance claim, as well as a civil lawsuit that seeks monetary damages if you have a strong enough case. If you wait too long to receive medical care, the insurance adjuster reviewing your claim might deny it on the grounds that you did not sustain serious enough injuries to warrant receiving compensation. You might be able to receive initial treatment at the scene of the car accident.

Gather Evidence

Although the law enforcement agency responding to the vehicle collision collects evidence, you also should collect evidence to give your car accident attorney a head start on conducting a separate investigation. Simply taking photographs of the accident scene by using a Smartphone can help your car accident attorney put the pieces of the investigative puzzle together. Obtain the names and contact information of every witness for your car accident attorney to interview as soon as possible.

Contact a Car Accident Attorney

If you have a car accident attorney on retainer or know of a lawyer who specializes in handling personal injury cases, the first call you make should be to your legal counsel. Schedule a free case evaluation to determine the best course of action. Your car accident attorney reviews the official police report and all the physical evidence, as well as interviews witnesses. If you do not have access to a car accident attorney, conduct a little online research to find one practicing in your area and then schedule a free case evaluation.

Work on Receiving Just Compensation

Meeting with a lawyer is the key to starting the process of receiving just compensation for your financial losses. Do not contact your insurance company until after you meet with a car accident attorney. Your lawyer helps you submit the proper documents, as well as helps you develop a persuasive claim. If the other party committed one or more acts of negligence that caused the auto crash, you might have a strong enough case to file a civil lawsuit that seeks monetary damages.

A Car Accident Attorney Can Help You Win Your Insurance Claims

According to several studies, an average of more than 12 million car accidents occur each year in the United States, with nearly one-third of the crashes causing some type of vehicle damage. With around 42,000 motor auto accident fatalities every year, the typical motorist in the United States can expect to get involved in a motor vehicle collision once every six years. If you get involved in a car accident, you should follow a series of steps that include contacting a car accident attorney. A personal injury lawyer who specializes in handling car accident cases provides several legal services to help you recover financially from an auto crash. Most motorists require one type of legal service, which is to file a car insurance claim.

Let’s see how a car accident attorney can help you win your insurance claims.

Communicate with the Insurance Adjuster

Insurance adjusters have one primary responsibility: To limit the value of insurance claim payouts. If you do not hire a car accident attorney to help you submit an insurance claim, the adjuster processing your claim is more likely to deny compensation. In addition, your lawyer handles all forms of communication, which allows you to focus on other objectives, such as recovering from your car accident injuries.

Complete the Insurance Claim Form

For the most part, insurance claims are straightforward, legally binding documents. However, just one mistake on an insurance claim might compel the adjuster processing the claim to deny it. Even leaving a space blank is just cause for denial. A car accident attorney walks you through each section of an auto insurance claim form, as well as meticulously reviews the document to ensure there are no errors. In addition, a car accident attorney monitors your claim to keep it moving through the review process.

Collect Physical Evidence

Submitting persuasive physical evidence is the heart of building a successful insurance claim. A car accident attorney collects physical evidence such as photos of the accident scene, as well as footage captured by a traffic and/or security camera. Your lawyer also interviews witnesses to get statements that corroborate your version of events and to support the physical evidence gathered at the scene of the crash. The formal report filed by the responding law enforcement agency also represents a convincing piece of evidence.

Calculate Monetary Damages

Another factor that strengthens your insurance claim involves calculating a reasonable value for compensation. With the help of a car accident attorney, you add up all tangible expenses, which include the value of medical and auto repair bills. Your car accident attorney obtains copies of every medical record to calculate the value of diagnosing, treating, and rehabilitating your injuries. You also might qualify for insurance claim compensation because you suffer from emotional issues such as the development of Post-Traumatic Stress Disorder. (PTSD).

Negotiate a Settlement

A car accident attorney can negotiate a settlement with the insurance adjuster processing your claim. Negotiations start when your car accident attorney submits a value for compensation, which the insurance adjuster either accepts or rejects. If the insurance adjuster rejects the initial offer, several rounds of counter offers can follow until both sides agree to a settlement or decide to take the claim to the appeals stage of the review process. An experienced car accident attorney understands what constitutes a reasonable value for compensation.

Why Don’t Insurance Companies Want Me to Hire a Car Accident Attorney?

If you are a recent victim of a car accident, the bills have started to pile up on your desk. The pressure to pay off costly healthcare and auto repair bills prompts you to check on the status of a car insurance claim every day. Insurance companies have no incentive to pay out insurance claim money, which means they love it when claimants apply for compensation without the help of a car accident attorney. In fact, your insurance company might discourage you from hiring an auto collision lawyer, especially if your claim is worth a substantial amount of money.

Let’s review why insurance companies do not want you to hire a car accident attorney.

Conducts a Thorough Investigation

Auto insurance companies assign experienced investigators to gather physical evidence, as well as interview witnesses. If you do not hire a car accident attorney, your insurance company can count on you not coming up with the proof you need to file a persuasive claim. A car accident lawyer from Schiff & Associates ensures you file a convincing insurance claim by referring to the official police report, which should describe in detail what caused the car accident.

The official police report also contains the name and contact information of every witness.

Calculates a Reasonable Claim Value

One of the most common reasons why insurance companies deny car accident claims concerns the submission of an unreasonable value of compensation. This factor alone might be the reason why your insurance company does not want you to work with an experienced lawyer from Schiff & Associates. With the legal support provided by a car accident attorney, you add up the tangible costs associated with the auto crash, such as medical and auto repair bills. Your attorney also calculates a fair value for non-economic damages, such as the costs generated by treating the symptoms of Post-Traumatic Stress Disorder (PTSD)

Helps Complete the Insurance Claim Form

Just one mistake in completing a car insurance claim form can lead to the denial of your claim. Whether you insert inaccurate personal information or forget to fill in a section, the insurance company processing your claim can send your claim back denied without having to present an argument against any of the physical evidence filed with the claim. Hiring one of the highly-rated lawyers from Schiff & Associates ensures you file an accurate and fully completed car insurance claim.

Negotiates a Settlement

Car insurance companies hope claimants accept no as an answer the first time they file a car insurance claim. They can then file away a denied claim and move on to other customer claims for processing. Hiring an auto collision lawyer provides you with the opportunity to avoid a lengthy claim process by negotiating a settlement. Instead of denying your claim and moving on, your car insurance company must negotiate with your attorney to end any stalemate that arises during the claim review process.

Your attorney submits a reasonable offer, which your insurance company can either deny or send back with a counteroffer.

Highly Motivated

Auto insurance companies fear interacting with car accident attorneys because of the motivation to seek as much money as possible by filing a claim. A vast majority of auto insurance lawyers operate on a contingency fee basis, which means they receive compensation only when their clients get paid by an insurance company. The financial incentive to receive the highest possible value for compensation keeps insurance company actuaries awake at night.